PRODUCT

DESCRIPTION

Term in months

Annual Percentage Yield (APY)

Main Share Account7

minimum deposit $5.00

n/a

0.02% APY 0.02%8

Money Market Account

$500.00 - $19,999.99

n/a

0.15% APY 0.15%8

Money Market Account

$20,000.00 - $99,999.99

n/a

0.25% APY 0.25%8

Money Market Account

$100,000.00 and over

n/a

0.35% APY 0.35%8

Christmas Club

minimum deposit $5.00

n/a

0.02% APY 0.02%8

Certificate of Deposit (CD)

minimum deposit $2,500

6 months

0.30% APY 0.30%9

Certificate of Deposit (CD)

minimum deposit $1,000

12 months

0.60% APY 0.60%9

Certificate of Deposit (CD)

minimum deposit $100,000

12 months

0.65% APY 0.65%9

Certificate of Deposit (CD)

minimum deposit $1,000

24 months

0.75% APY 0.75%9

Certificate of Deposit (CD)

minimum deposit $1,000

30 months

0.80% APY 0.80%9

Certificate of Deposit (CD)

minimum deposit $1,000

36 months

1.10% APY 1.11%9

Certificate of Deposit (CD)

minimum deposit $1,000

48 months

1.25% APY 1.26%9

Certificate of Deposit (CD)

minimum deposit $1,000

60 months

1.45% APY 1.48%9

Individual Retirement Account (IRA)

minimum deposit $500.00

n/a

0.02% APY 0.02%7

IRA CD Rates

same as 12, 24, 30, 36, 48, 60 month Certificate of Deposit rates

n/a

n/a

 

7 Savings are deposited into a main share account, which opens your membership. The minimum deposit of $5.00 represents one unit of ownership in the credit union and must remain on deposit in order to take advantage of all other credit union services.


8 Annual Percentage Yield subject to change. Minimum deposit required to open account may differ from the minimum balance required to earn APY. Rates may change after account opening for variable rate accounts. Interest is paid for each day funds remain on deposit. Request further information concerning any fees and terms applicable to the advertised accounts. Fees may reduce earnings.


9 Annual Percentage Yield ( APY ) subject to change. A substantial penalty may be assessed on funds withdrawn prior to maturity on all Certificate accounts. Fees may reduce earnings on this account. Minimum opening deposit amount required as outlined above. The interest for certificates is compounded monthly and credited monthly or paid at maturity. Interest is paid for each day funds remain on deposit. Request further information concerning any fees and terms applicable to the advertised account.

 

Rates effective as of January 4, 2017.

All rates are subject to change.