NBCU VISA Credit Card offers a very competitive rate and great benefits to help you get what you want, when you want it. There are no additional charges for balance transfers and cash advances.
 

There are many credit cards out there, but very few stack up to the value of a NBCU Visa Credit Card.
 

Please click HERE to APPLY NOW.

 

New Bedford Credit union’s Visa Light Credit Card

Effective March 17, 2017

Interest Rates and Charges

Variable Annual Percentage Rate (APR) for Purchases, Cash Advances and Balance Transfers

6.99% when you open your account, after that, your APR will vary with the market based on the Prime Rate*.

Minimum Finance Charge

$0.50

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.

For Credit Card Tips From the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of Consumer Financial Protection Bureau at consumerfinance.gov/learnmore.

Fees and Charges

Transaction Fee
? Foreign Transaction Fee

Up to 1.0% of each transaction in US dollars.

Penaty Fees
? Returned Check fee

 

$25.00

? Late Fee

The lesser of $10.00 or 10% of the minimum payment due.

Other Fees
? Duplicate Document Fee
? Replacement Card Fee

 

$6.00
$25.00

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." See item #3 on agreement for further details.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. *APR calculation is based on the Wall Street Prime Rate + 2.99 Margin Percentage Points to determine the APR.

 

 

NBCU Rewards Credit Card

 

NBCURewards is our way of thanking you for being our valued member.
Your credit union card is your exclusive passport to exciting travel opportunities, premium merchandise and so much more.
• Custom getaways anywhere you want
• River cruises through Europe, Asia, South America, and more
• Real-time hotel & experience redemptions
• Domestic and international car rentals

 

Effective March 17, 2017

Interest Rates and Charges

Variable Annual Percentage Rate (APR) for Purchases, Cash Advances and Balance Transfers

11.74% when you open your account, after that, your APR will vary with the market based on the Prime Rate*.

Minimum Finance Charge

$0.50

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.

For Credit Card Tips From the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of Consumer Financial Protection Bureau at consumerfinance.gov/learnmore.

Fees and Charges

Transaction Fee
? Foreign Transaction Fee

Up to 1.0% of each transaction in US dollars.

Penaty Fees
? Returned Check fee

 

$25.00

? Late Fee

The lesser of $10.00 or 10% of the minimum payment due.

Other Fees
? Duplicate Document Fee
? Replacement Card Fee

 

$6.00
$25.00

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." See item #3 on agreement for further details. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

*APR calculation is based on the Wall Street Prime Rate +7.74 Margin Percentage Points to determine the APR. The Annual Percentage Rate (and the corresponding Monthly Periodic Rate) will be adjusted on the first day of each monthly billing cycle to the "Prime Rate": as published on the last business day of the preceding month in the Money Rates Section of the Wall Street Journal (if more than one Prime Rate is published, the higher rate shall be used) (the "Index"), plus the margin."

 

 

Please contact 508-994-6546, 1150 Purchase Street, New Bedford, MA 02740 for current information


Please click HERE to view your existing account.


Lost or Stolen
New Bedford Credit Union VISA Card

Please Call

1(800) 449-7728

 


Verified by Visa
 

Get an extra layer of security when you shop online.
In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.
 

Please click HERE to learn more and activate your card.