Share Draft Account


Write all the checks you want for free! No minimum balance requirements, no monthly fees! Apply for a VISA Debit Card for the convenience of making purchases wherever the VISA logo is displayed without the hassle of writing a check. Or use the card at any ATM machine to access your savings or share draft account to get cash 24 hours a day, 7 days a week.
 

Insurance coverage on noninterest-bearing transaction accounts will return to the permanent level of up to $250,000 beginning January 1, 2013. In other words, noninterest-bearing transaction accounts will be subject to the same insurance coverage levels as all other share accounts. Federally insured by the National Credit Union Administration.

 

  

 

Teen Draft Account

 

A share draft account for our members under the age of 18. If you have any questions please give us a call at 508-994-6546 or just stop in and talk to our member services.
 

  

 

Debit/ATM Visa Card
 

Here at New Bedford Credit Union, we know you can't always come in to make deposits or withdrawals during business hours. With everyone leading such busy lives we offer a variety of convenience cards to give you access to your accounts 24 hours a day 7 days a week. Those members with a main share savings account only have a Standard ATM card that gives them access to any ATM for up to $500.00 a day. With a Share Draft Account use our VISA Check/Debit Card for purchases up to $1,000.00 per day instead of writing out checks. This card also has ATM access for another $500.00 per day.
 

Below are the daily limits for the Visa Debit/ATM Card.
 

Card

Type of Transaction

Number of Transaction Limits

Dollar Amount Limits

VISA

Check Card

POS (Point of Sale)

unlimited

$2,500.00

ATM (Automated Teller Machine)

20

$500.00

Teen VISA

Check Card

POS (Point of Sale)

unlimited

$250.00

ATM (Automated Teller Machine)

20

$100.00


Traveling? Click HERE for important information.
 

  

 
Money Market Account
 

This account offers a higher paying interest rate without the commitment of a term certificate. A minimum balance of $500.00 is required to maintain this higher interest rate. You may not make more than 6 preauthorized transfers from a Money Market statement account each month whether to other accounts you maintain with us or to third parties by electronic funds transfer made by you and payable to third parties.
 

  

 
ATM (Automated Teller Machine)
 

• Convenient 24 hour access
• Cash withdrawal and balance inquiry
• Main Share Account
 

SUM Saves U Money!
 

Access your money at any SUM ATM without a surcharge! Use the link below for a list of participating financial institutions to see if your financial institution is a SUM member. SUM is Convenient and Easy to Use!
 

With thousands of ATMs across the country, finding a SUM ATM is EASY. Just look for the SUM logo on participating ATMs or use the locator on this page to find a SUM ATM near you.
 

SUM Mobile ATM Locator goes on the road, too! Have a Smartphone? Download the free SUM ATM Locator at your favorite mobile app store. Now find the nearest SUM ATM when you are on the road, too. Available for iPhone®, and Android™.
 

Please click HERE for SUM NETWORK Locations and to download mobile apps.
 


Tips for ATM Safety & Fraud Protection

• Never write your PIN number on your card.
• Never leave the PIN number in your wallet.
• Use ATMs only where you feel safe and comfortable.
• If after dark use well lit ATM's.
• Try to bring someone trusted with you.
• Use ATMs with security cameras visible.
• Fill out any deposit slips and seal deposit envelope before arriving at an ATM.
• Have your card ready when you enter ATM to avoid exposing your wallet and/or purse.
• Put your card, money, receipt and wallet away before leaving ATM.
• Have PIN memorized and never share it with anyone else.
• Stand in front of the key pad when entering your PIN number so no one behind you can see it.
• If someone is looking over your shoulder cancel transaction and leave immediately.
• Always be aware of your surroundings.
• If in a vestibule ATM, close door completely upon entering and exiting, don't offer entry to strangers.
• If at a Drive-up ATM, keep engine running with all of the doors locked and only the driver's window open.
• If at a walk-up ATM, walk quickly, be alert and do not linger at the machine.
• If you feel unsafe at an ATM call the financial institution that owns and operated the machine and notify them

  so they can take steps to remedy the situation.
• Do not use for illegal gambling.
• Check your statements carefully and report any unauthorized or suspicious activity to us immediately.